However, its important to remember that not all brokers are created equal some may charge higher fees than others. Lyon Financial and Viking Capital both specialize in swimming pool financing. The lender provides pool installation funds through personal loans, so loan amounts are capped at $40,000. Viking Capital was the answer to our dream of adding a pool to our backyard living environment. As we researched the best pool loans, we focused on lenders offering competitive interest rates, flexible financing terms, generous discounts, and quick application and funding time frames. Thank you for the kind words and for taking the time to leave feedback for us. Less than a week turn around. The best pool loan companies have a lot to offer, but not every one will be the right choice for every household. We couldnt have. They offer financing terms up to 20 years, no consulting fees, low and fixed interest rates. Lending Uncomplicated. Such lengthy loan terms can make it easier for borrowers to budget for their monthly payments and pay back their loan in full. to our Military Families. Please wait while flipbook is loading. If this option sounds more appealing than a dedicated pool loan, homeowners may want to review the best home improvement loan providers and see if theres an option thats right for them. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. Financing - atlaspoolsofcentralfl.com @media screen and (min-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}@media only screen and (max-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1 {background:rgb(34,34,34);}#wprev-slider-1 .wprev_preview_bg2_T1 {background:;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {color:#ffffff;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {color:#000000;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {font-size:18px;line-height: normal;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {font-size:16px;line-height: normal;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid rgb(34,34,34); }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#f4f4f4;}#wprev-slider-1 .wprev_preview_tcolor1_T1 { color: #ffffff; font-family: Montserrat; line-height: 1.5em; } a.wprs_rd_more { color: #fff!important; text-decoration: underline;} .wprevpro_t1_SPAN_5 {float: left; }. Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. Accepting scores above 650 Loan Amounts Less Than $15,000 Rates as low as 5.99% No Fees No Credit Pulls Apply Now Multiple Offers in under 2 Minutes! Grow your business. Fresno Clovis pool builders|Safety pool covers Swim spas Fresno CA LYON Financial. We may earn revenue from the products available on this page and participate in affiliate programs. Some borrowers may qualify for an APR as low as 4.99 percent, which can help save them money on interest over the length of the loan. Obtaining a scope of work may not be terribly difficult, though, since the lender can connect customers with experienced pool builders through its preferred contractor network. Family members must be lineal (spouse or direct-line ancestors and descendants. The lender will want to see that you have a clear idea of how youre going to use the loan and how youll repay it. Although its rate calculator can be a bit inaccurate due to certain baked-in criteriausers are assumed to have excellent credit, for instancethe tool gives borrowers a good idea of what their loan options look like and what amount they could owe each month throughout the life of the loan. Elevation Gold Mining Reports Financial Results for Year Ended December Because financing a pool installation is such a large investment, Lyon requires homeowners to submit a scope of work before funds will be disbursed. A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Getting pre-approved for financing before finding a pool can help make the process smoother and give you a better idea of how much money youll be able to borrow. . The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. No problem there but then I was told they wanted $1000 extra just to process payments to the people who would be doing the work. We would love it if you could tell us what you think. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. i would recommend them for anyone looking to build a pool. We act in the capacity of "consultant", working with contractors nationwide to help pair pool buyers with the best swimming pool financing options available. !You have a new customer for life! This could save you thousands of dollars over the life of the loan. to our Military Families. When it comes time to apply for a pool loan, homeowners may prefer an application process thats quick and easy to complete. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. Contact Us. but Viking Capital made it quick and painless. We work with multiple lenders, so we have multiple options. explained everything and answered all my questions. In most cases, before each stages payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. Sunmark Credit Union Concord Pools partners with Viking Capital to offer highly desirable financing options. Viking Capital, Inc. Financial Services Ponte Vedra Beach, Florida 313 followers Financing for home improvement projects including swimming pools, hot tubs, decks, indoor/outdoor kitchens, baths, etc. Although Viking does charge some up-front lender feesand those fees will vary from borrower to borrowereligible service members may be able to lower their loan costs by taking advantage of the lenders military rate discount. Full consolidated financial statements for the year ended December 31, 2022 and 2021 and related MD&A for the same period can be found at www.sedar.com and the Company's website at www . The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. Working with a single lender for all of their financing needs may be convenient for some homeowners who would prefer not to keep track of multiple loans with different lenders. What am I missing that makes this a horrible loan (besides the ridiculous 7.99% rate - which we plan to pay off in 18 months). We partner with a network of lenders so you have access to multiple loan options. Depending on how quickly a homeowner wants to get started on a pool installation, the time needed for funds to be disbursed could be a major concern. Funding times are a bit longer as well, with 5-day funding time frames being pretty typical with this lender. In this blog post, well take a look at the best pool loan companies out there, as well as some things to keep in mind when choosing a lender. The type of loan you choose should be based on these and other factors. This is a great option if you need quick funding for your business. Here, Jackson Pools has comprised a variety of resources to answer some common questions and help home and business owners understand what to expect from the pool construction process. However, because HELOCs are secured by your home equity, they usually come with lower interest rates than unsecured loans making them another good option for financing a pool. Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. here's everything you need to know about chlorine vs salt pools. A: Your monthly loan payment amount is dependent on many factors, including your loan amount, term, and credit profile. There is no prepayment penalty! ), and whether or not the lender offers flexible repayment options (like making extra payments without penalty). If you have bad credit, you may think that you cant get a loan to finance your pool. Ryan Harris was our Viking Capital representative and we couldnt have been luckier. Depending on the lender and type of financing, a pool loan could run anywhere from 24 months to 25 years. Answered all of my questions promptly. Pool Financing at Swim Incorporated - Pool Contractor in Sarasota APPLY AT LYON FINANCIAL. Visit Lyon Financial for More Information, Visit Viking Capital for More Information, Visit Sunmark Credit Union for More Information, Both fixed and variable interest rates available, Borrow up to 100% of homes appraised value, No application fee or pre-payment penalty. The technical storage or access that is used exclusively for anonymous statistical purposes. The advantage of this type of loan is that it usually has a lower interest rate than other types of loans such as credit cards or personal loans. Can't say enoughThank you, ******* (and crew) for making this process a pleasant one!! Lyon emerges from bankruptcy - Modern Materials Handling Then, enter the interest rate and loan term (in years). Another advantage of personal loans is that theyre typically unsecured, which means you wont have to put up any collateral (like your home) in order to qualify. Learn More Both Karen and Kevin were absolutely delightful to deal with, so grateful. A: Thank you for applying! Partner with the industrys leader to make your backyard dreams come true! We have our loan with Lyon Financial and are very happy with their services as well as their outstanding customer service. That can provide some peace of mind for homeowners who would rather not put up any of their possessions or assets as collateral to finance their pool installation. Ideally, we like to see a DTI of 50 percent or less (including the amount of the loan you're requesting). What are the interest rates? Swimming Pool Financing Options - Viking Capital Pool Financing Maximum loan amount of $75,000. Let us suggest the right program for you to make your swimming pool dream come true. Flexible and varied loan terms so borrowers can pay back their pool loan at a pace that feels right for them. Talk with different lenders about what might work best given YOUR unique financial situation before making any decisions . Home Improvement Loans with competitive rates, borrow up to $25,000, unsecured (no lien filed), and no appraisal required. He even suggested my husband co-signing which after fixing. Marcus Franklin Great service, quick and efficient. They are not the lender, but they do work with multiple lenders nationwide in helping customers find financing. Building a pool is often an expensive proposition, however, as its one of the most costly home improvement projects that a homeowner can tackle. Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit. The program offers low-interest loans of up to $250,000 for qualified businesses. Advertised rates and terms are subject to change without notice. We appreciate the opportunity to earn your business! Viking Capital's swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. Last. Once the loan is funded, though, borrowers who stay current with their repayment plan could receive some perks. About Viking Capital. We were pre approved for a loan. HomeFlex100 Line of Credit allows for flexible options for those with little or no equity, borrow up to 100% equity. Lyon Financial offers loans nationwide up to $150,000 with terms up to 25 years! To sum it up there are pros and cons associated with each type of loan so do plenty of research ahead of time! Many of the best pool loans are unsecured loansthat is, they dont use any assets as collateral. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. The main advantage of personal loans is that they usually have lower interest rates than other types of loans (like credit cards). Telephone: (760) 340-2588 Email: [email protected]. The calculator will then show you your monthly payment amount and total interest costs. Also, keep in mind that the longer the term of your loan, the more interest you will pay over time. When you have good to excellent credit, the choice is yours. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. Prospective borrowers may want to be aware that SoFis rates can be somewhat high in some cases, as the maximum APR can reach 22.73 percent. Always very easy to work with. Unlike banks, credit unions, and online lenders, our experience is unique to pools, not just any type of loan. Being able to check the status of their loan at any time and from any location can be convenient for some borrowers, making it easier to track the progress theyve made repaying their loan. Viking Capital Loan Specialists give personal attention to every borrower and take the time to understand their financing needs and qualifications. Luxury Pools Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. They offer a wide array of loan options and have the ability to work with borrowers in all credit tiers. I highly recommend Lyon Financial if you are in the market for a pool loan. If you dont think youll qualify for a personal loan or if you want to avoid taking on more debt another option is to finance your pool with a home equity line of credit (HELOC). APPLY AT LIGHT STREAM FINANCIAL. A loans annual percentage rate (APR) reflects the total cost that the borrower will pay, including interest, lender fees, and other potential expenses. For more related info, . I turned them down and will get a loan elsewhere. Subject to credit approval. Lions 24-28 Vikings (Sep 25, 2022) Final Score - ESPN Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. One of the best Financial Services, Finance business at 118 Morlake Dr Suite 202, Mooresville NC, 28117 United States. Viking Capital, Inc. Jul 2022 - Present10 months Marketing Director Lyon Financial May 2015 - Jul 20227 years 3 months Lyon Financial specializes in financing solutions for swimming. Borrowers can also conveniently manage their loans through the lenders dedicated mobile app. Its this commitment to exceptional customer service that sets us apart in everything we do. He even suggested my husband co-signing which after fixing 1 thing on my husbands credit report got us approved for funding. A lower total cost may not make sense if the borrower will struggle to make loan payments each month. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. Why It Made the Cut: SoFi supports various financing optionssuch as same-day funding and payment defermentfor eligible borrowers. Once your application is received, it is reviewed individually by a member of our loan team, who will work to pair you with the program that best matches your needs and qualifications. Conditions and limitations apply. You can only see the pick at SportsLine. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. Once we receive your application, we can typically have a conditional approval for you in 2-3 business days. Viking Capital Pool Loan Credit Requirements are fairly simple and straightforward. You can check your rates with NO IMPACT TO YOUR CREDIT. The best pool loans offer large loan amounts, relatively quick funding time frames, competitive interest rates, and flexible repayment periods so borrowers can comfortably finance a pool installation. Some of the other highlights of working with Lyon Financial: Loans up to $150,000 . *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. This can be beneficial because it allows you to work with just one company throughout the entire process. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. Reviews | Viking Capital Home Improvement & Pool Financing Builder Partners They were very quick to get me approved! When you have good credit, you deserve a low-interest, fixed-rate loan. Contact him, he's a. a good forex trader who knows the importance of risk management. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. 518.588.3025 This email address is being protected from spambots. By Jeff Keleher Published Sep 8, 2022 11:46 AM. I was able to get the problem fixed and get a 2% better loan rate and improve my credit score because of this education. If the pool builder of your choice has not worked with us before, there is a brief setup process. David was great to work with and made sure that we were aware of everything that would happen along the way. 500,000+ Happy . Finally, click Calculate. The decision to build an inground swimming pool is a big one. Swimming Pool Financing & Home Improvement Loans | Viking Capital Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. #Available on approved credit, not all will qualify. What is your credit score? You get one more interest-only payment but can no longer affect the payment going forward. The terms of your loan will be determined by the amount you are borrowing, your credit score, and the lender you choose. Thank you for the kind words and for taking the time to leave feedback for us. Exact interest rate determined by credit profile. A higher credit score indicates to lenders that youre a lower-risk borrower and more likely to repay your debt on time. In some cases, lenders may be able to support quick turnaround times, depositing funds into a borrowers account within 24 hours of approval. Swimming Pool Financing: What to Know and Best Pool Loans Subject to change. They are prompt to answer any questions we've had and on top of every signature or paper work needed to move forward. Contact. Viking Capital, Inc. is a family-owned business that has been offering the most desirable financing options available in the industry since 1999. When shopping around for quotes, be sure to inquire about any origination fees or prepayment penalties so there are no surprises down the road. After 6 months, the card expires and your payment is locked in. Paramount Capital is a free service designed to help customers find and obtain sound financing solutions for their backyard dreams. FREE Loan Consultations and payment details for all applicants! Explore Our Financing Options | Vintage Pools They were easy to work and had everything completed quickly. A: Applications are accepted online only. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! Looking into a pool loan, this seems fishy Is it? Just began our process with Lyon Financial.. was easy to apply and be approved. The Runner-Up award goes to Lyon Financial because the lender specializes in this particular type of financing, offers low APR options, and provides lengthy loan terms. Its also important to weigh both the total cost of a pool loan and the monthly expense required to pay it back. Lyon Financial, financing available 877-754-5966. lyonfinancial.net. Then youve come to the right place! In 2022 Loan Requests. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. Unemployed borrowers can defer their monthly payment for 3-month intervals and up to 12 months total. Best Customer Service! TX-SML# 42691 The low rates and longer term loan options offer more affordable monthly payments. 11 Ways to Make the Most of Your Towns Curbside Whats the Difference? Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. We greatly appreciate the opportunity to earn your business! All rights reserved. Terms, amounts, and APR may differ based on loan purpose and credit profile. The Best Pool Loans of 2023 - Picks by Bob Vila But before you apply for a pool loan, its important to understand how your credit score can affect your ability to get approved and what interest rate youll be offered. If your credit score is below 620, you may still be able to get approved for financing, but you may have to pay a higher interest rate. Thanks Ed! We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. A: No, we do not currently finance any owner-builds at this time. Are you interested in adding a pool to your property? There are many factors to consider when taking out a loan for a pool. Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. You have 6 months from the approval date to use the shopping pass to pay for the pool and any extras you have purchased through your pool builder. If so, you may be wondering about the best way to finance this project. information secure and enable our Top-Notch That's why we have partnered with Lyon Financial to offer incredible financing rates!
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